Replacement Cost Value loss settlement is guaranteed as part of the Standard Flood Insurance Policy.

FEMA IS-288: The Role of Voluntary Agencies in Emergency Management Answers

Here are the FEMA IS-288: The Role of Voluntary Agencies in Emergency Management Answers

Here are the FEMA IS-62.B: The Homeland Security Geospatial Concept-of-Operations (GeoCONOPS) In Use Answers