IS-158: Hazard Mitigation Flood Insurance in Disaster Operations Answers

1

The Federal statute that was intended to reduce the number of repetitive NFIP claims while also reducing flood losses and costs associated with insurance claims is the:

  • National Flood Insurance Act, 1968
  • Flood Disaster Protection Act, 1973
  • National Flood Insurance Reform Act, 1994
  • National Flood Insurance Reform Act, 2004
2

Which of the following made the purchase of flood insurance mandatory for the protection of properties located in Special Flood Hazard Areas?

  • Flood Disaster Protection Act, 1973
  • Executive Orders 11988 and 11990
  • Biggert-Waters Flood Insurance Reform Act, 2012
  • Homeowners Flood Insurance Affordability Act 2014
3

The primary responsibilities of HM Insurance staff in disaster operations are to share and communicate NFIP flood insurance information

  • True
  • False
4

HM Insurance staff is often the first source of NFIP insurance information for both internal and external entities during a disaster.

  • True
  • False
5

In all disasters, HM Insurance staff provide flood insurance information and assistance when collaborating with key partners. These key partners include which of the following:

  • The public
  • HM co-workers
  • Other JFO organizations
  • State government
  • Local government
  • All of the above
6

Elimination of subsidized premium rates for flood insurance was one of the primary purposes of which of the following?

  • Homeowners Flood Insurance Affordability Act 2014
  • Flood Disaster Protection Act, 1973
  • Biggert-Waters Flood Insurance Reform Act, 2012
  • Executive Orders 11988 and 11990
7

Which of the following are recommended resources for HM Insurance?

  • HM Disaster Workforce Website
  • HM Field Operations Guide
  • NFIP Insurance Manual
  • NFIP Community Status Book
  • All of the above
8

Trust is essential to accomplishing FEMA’s mission and to meeting the goals of Hazard Mitigation.

  • True
  • False
9

When collaborating with key partners post disaster, HM Insurance provides which of the following services?

  • Serve as the JFO point of coordination and resource on all hazards insurance
  • Promote community participation in the NFIP
  • Promote compliance with NFIP regulations during disaster response and recovery
  • Provide insurance information to local, state, tribal, and JFO partners
  • All of the above
10

Protection of wetlands is the exclusive responsibility of local government, as covered in 44 CFR Parts 1, 2, and 3

  • True
  • False
11

HM Insurance shares and communicates NFIP information with HM Community Education and Outreach (CEO) by which of the following?

  • Responding to requests for basic insurance information from HM CEO Specialists at Disaster Recovery Centers (DRC) and other outreach venues
  • Assisting individual policyholders visiting a DRC with general and specific flood insurance information regarding their claim.
  • Providing general program information to CEO staff as requested
  • All of the Above
12

HM Insurance shares and communicates with JFO Public Affairs by which of the following?

  • Providing accurate, timely information in response to media requests
  • Providing PA with accurate, timely information to enable PA to respond to Congressional inquiries
  • Both of the above
13

The most effective way to build and maintain relationships in and out of the Hazard Mitigation organization is:

  • To schedule meeting times and places that are most convenient for the Hazard Mitigation Floodplain Management staff
  • Through clear and frequent communication
  • To tell stakeholders to read FEMA regulations
  • To answer questions after the interaction (through email) rather than during the interaction, to avoid wasting time
14

The National Flood Insurance Act (1968) created the National Flood Insurance Program (NFIP) making flood insurance available to communities that adopt floodplain management regulation.

  • True
  • False

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